Unlock liquidity and efficiency.
Quant Flow is a ready-to-deploy, API-driven programmable digital money platform built with our Overledger technology. It enables banks, fintechs and PSPs to innovate and transform their current infrastructure with account automation and payment programmability that will shape the next generation of digital finance.
Combining programmable payments logic, rapid development of new products and seamless API integration, Quant Flow can future-proof existing infrastructure, offer industry-leading customer experiences and unlock long-term returns.
Realising the potential of programmable payments
Intelligent payment orchestration
- Automate complex payment scenarios with PayScript, a domain-specific language for programmable money
- Pre-built payment templates for tax automation, payroll and treasury management
- Trigger-based architecture links bank accounts to real-world events
Secure & compliant digital money infrastructure
- Regulatory-grade security with integration to compliance tools
- Fraud prevention & risk analytics feeds for real-time transaction monitoring
- Smart financial controls for liquidity, settlements and fund locks
Interoperability across banking & digital assets
- Seamless connectivity direct to banking systems or via Open Banking
- Stablecoin and tokenised deposit support for cross-border and institutional payments
- Integration requires minimal or no change to existing systems
Who can benefit from Quant Flow?
Corporates
- Automate cash management, payments, compliance and cross-border payments
- Manage liquidity across multiple accounts, currencies and regions
- Embed programmable logic to optimise working capital, maintain oversight and improve financial flexibility
Banks
- New revenues from programmable accounts with automated financial workflows
- Boost retention by embedding bank accounts into customer’s daily workflows
- Innovative products including automated treasury functions direct from the account
Capital markets & treasury management
- Automate complex settlements & reconciliations with programmable transactions
- Optimise working capital & liquidity through smart fund movements
- Enhance compliance & reporting with real-time transaction insights
Deploy Quant Flow your way.
Quant Flow Sandbox
Cloud-based sandbox for product and use case development
Quant Flow
Customisable infrastructure for banks and corporates
